{"id":6923,"date":"2019-10-05T22:20:19","date_gmt":"2019-10-05T22:20:19","guid":{"rendered":"http:\/\/on-line-interactivity.com\/blog\/2019\/10\/05\/cyber-crooks-go-phishing\/"},"modified":"2019-10-05T22:20:19","modified_gmt":"2019-10-05T22:20:19","slug":"cyber-crooks-go-phishing","status":"publish","type":"post","link":"https:\/\/on-line-interactivity.com\/blog\/cyber-crooks-go-phishing\/","title":{"rendered":"Cyber Crooks Go Phishing"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div><p><body>&#13;<\/p>\n<div align=\"center\">&#13;<\/p>\n<p><a href=\"https:\/\/on-line-interactivity.com\">&#13;<br \/>\n  <img loading=\"lazy\" decoding=\"async\" border=\"0\" src=\"https:\/\/on-line-interactivity.com\/blog\/wp-content\/uploads\/2019\/12\/abbtop.jpg\" width=\"800\" height=\"120\"\/><\/a><br \/><a 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class=\"style7\">&#13;<br \/>\n                <font color=\"#FB7014\" size=\"4\" face=\"Tahoma\">Cyber Crooks Go &#8220;Phishing&#8221;<\/font><\/span><\/div>\n<\/td>\n<p>&#13;<br \/>\n            <\/tr>\n<tr>\n<td align=\"left\" height=\"19\">\n<div align=\"justify\"><span class=\"style2\">by: &#13;<br \/>\n                <font size=\"3\" face=\"Times New Roman\" color=\"#FB7014\">Jim Edwards<\/font><\/span><\/div>\n<\/td>\n<p>&#13;<br \/>\n            <\/tr>\n<tr>\n<div id=\"article\">\n<td align=\"left\" height=\"12\"><span class=\"style2\">\u00a9 Jim Edwards &#8211; All Rights reserved&#13;<br \/>    http:\/\/www.thenetreporter.com&#13;<br \/>-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-&#13;<\/p>\n<p>&#8220;Phishing,&#8221; the latest craze among online evil-doers, has&#13;<br \/>nothing to do with sitting at the end of a dock on a sunny&#13;<br \/>afternoon dangling a worm to entice hungry catfish. &#13;<\/p>\n<p>But, if you take their bait, this new breed of online con&#13;<br \/>artist will hook you, reel you in, and take you for every&#13;<br \/>dollar you have&#8230; or worse.&#13;<\/p>\n<p>&#8220;Phishing&#8221; describes a combination of techniques used by&#13;<br \/>cyber crooks to bait people into giving up sensitive&#13;<br \/>personal data such as credit card numbers, social security&#13;<br \/>numbers, bank account numbers, dates of birth and more.&#13;<\/p>\n<p>Their techniques work so well that, according to&#13;<br \/>FraudWatchInternational.com, &#8220;phishing&#8221; rates as the&#13;<br \/>fastest growing scam on the Internet. &#13;<\/p>\n<p>Here&#8217;s the basic pattern for a &#8220;phishing&#8221; scam&#8230; &#13;<\/p>\n<p>You receive a very official email that appears to originate&#13;<br \/>from a legitimate source, such as a bank, eBay, PayPal,&#13;<br \/>a major retailer, or some other well known entity. &#13;<\/p>\n<p>In the email it tells you that something bad is about to&#13;<br \/>happen unless you act quickly. &#13;<\/p>\n<p>Typically it tells you that your account is about to get&#13;<br \/>closed, that someone appears to have stolen your identity,&#13;<br \/>or even that someone opened a fraudulent account using your&#13;<br \/>name. &#13;<\/p>\n<p>In order to help straighten everything out, you need to&#13;<br \/>click a link in the email and provide some basic account&#13;<br \/>information so they can verify your identity and then give&#13;<br \/>you additional details so you can help get everything&#13;<br \/>cleared up. &#13;<\/p>\n<p>Once you give up your information&#8230; it&#8217;s all over but the&#13;<br \/>crying!&#13;<\/p>\n<p>After getting your information, these cyber-bandits can&#13;<br \/>empty your bank accounts, deplete your PayPal accounts, run&#13;<br \/>up your credit card balances, open new credit accounts,&#13;<br \/>assume your identity and much worse.&#13;<\/p>\n<p>An especially disturbing new variation of this scam&#13;<br \/>specifically targets online business owners and affiliate&#13;<br \/>marketers. &#13;<\/p>\n<p>In this con, the scammer&#8217;s email informs you that they&#8217;ve&#13;<br \/>just sent $1,219.43 (or a similar big but believable&#13;<br \/>amount) in affiliate commissions to you via PayPal. &#13;<\/p>\n<p>They need you to log into your PayPal account to verify&#13;<br \/>receipt of the money and then email them back to confirm&#13;<br \/>you got it.&#13;<\/p>\n<p>Since you&#8217;re so excited at the possibility of an unexpected&#13;<br \/>pay day, you click the link to go to PayPal, log in, and&#13;<br \/>BANG! They have your PayPal login information and can empty&#13;<br \/>your account.&#13;<\/p>\n<p>This new &#8220;phishing&#8221; style scam works extremely well for 2&#13;<br \/>basic reasons. &#13;<\/p>\n<p>First, by exploiting your sense of urgency created by fear&#13;<br \/>or greed, crooks get you to click the link and give them&#13;<br \/>your information without thinking. &#13;<\/p>\n<p>Second, the scammers use a variety of cloaking and spoofing&#13;<br \/>techniques to make their emails and websites appear totally&#13;<br \/>legitimate, making it extremely hard to spot a fake website,&#13;<br \/>especially when they&#8217;ve first whipped you into an emotional&#13;<br \/>frenzy.&#13;<\/p>\n<p>The good news, however, is that you can protect yourself&#13;<br \/>relatively easily against this type of cyber-crime with&#13;<br \/>basic software and common sense. &#13;<\/p>\n<p>Most of these scams get delivered to you via Spam&#13;<br \/>(unsolicited email), so a good spam blocker will cut down&#13;<br \/>on many of them even making it to your inbox. &#13;<\/p>\n<p>If you receive an email that looks legitimate and you want&#13;<br \/>to respond, Stop &#8211; Wait &#8211; Think! &#13;<\/p>\n<p>Verify all phone numbers with a physical phone book or &#13;<br \/>online phone directory like www.Verizon.com or &#13;<br \/>www.ATT.com\/directory\/ before calling. &#13;<\/p>\n<p>Look for spelling and grammatical errors that make it look&#13;<br \/>like someone who doesn&#8217;t speak English or your native&#13;<br \/>language very well wrote it. &#13;<\/p>\n<p>Never click the link provided in the email, but go directly&#13;<br \/>to the website by typing in the main address of the site&#13;<br \/>yourself (example: www.paypal.com or www.ebay.com). &#13;<\/p>\n<p>Forward the email to the main email address of the website&#13;<br \/>(example: support@paypal.com) or call the customer service&#13;<br \/>number on the main website you typed in yourself and ask if&#13;<br \/>it is in fact legitimate. &#13;<\/p>\n<p>Above all remember this: &#13;<\/p>\n<p>Your bank, credit card company, PayPal, eBay and anyone&#13;<br \/>else you deal with online already knows your account&#13;<br \/>number, username, password or any other account specific&#13;<br \/>information. &#13;<\/p>\n<p>They don&#8217;t need to email you for ANY reason to ask you to&#13;<br \/>confirm your information &#8212; so NEVER respond to email&#13;<br \/>requests for your account or personal details. &#13;<\/p>\n<p>&#13;<br \/>\n About the author:<br \/>&#13;<br \/>\n &#13;<br \/>\n  Jim Edwards is a syndicated newspaper columnist and the <br \/>co-author of an amazing new ebook that will teach you how <br \/>to use fr-e articles to quickly drive thousands of targeted <br \/>visitors to your website or affiliate links&#8230; <\/p>\n<p>Simple &#8220;Traffic Machine&#8221; brings Thousands of NEW visitors to <br \/>your website for weeks, even months&#8230; without spending a <br \/>dime on advertising! 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